Frequently Asked Questions

Shipping Information

What is BNPL/Ijarah by Winstore?

BNPL (Buy Now Pay Later) / Ijarah is a shariah compliant flexible financing option that allows you to pay easy monthly installments for an item instead of everything upfront. Instead of one big payment, you can pay smaller payments to ease a high-ticket item’s burden.

What can I buy using BNPL installment payments?

Pretty much anything! There are thousands of online products available at Winstore that costs equal or above PKR 10,000.

What are the available installment plans?

We have 3, 6 and 12-Months easy installment plans at the moment.

What are the installment criteria for eligibility?

1. Bank Account (Mandatory)
2. Installment Agreement on Stamp Paper.
3. Proof of Income (Salary document, Bank statement)
4. 2 Guarantee’s Required (1 Colleague & 1 Shopkeeper is preferred from the Same area)
5. 2 Installments as advance for Electronics/other items & 25% of MRP for Bikes.
6. Guarantee Cheque of total amount of product (inclusive of markup)
7. Utility Bill's Copy